Attention homeowners: Real estate appraisal services for in Irondale and Jefferson County

Check out the top 7 reasons why AL homeowners use AGM Appraisals LLC:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce their mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a AL divorce, when real estate needs to be divided
Settle an estate in AL by determining the true market value of property in question

Need help determining the value of your home in or near Irondale, AL?
Contact AGM Appraisals LLC.

At AGM Appraisals LLC, we understand the special needs of a consumer after appraisal services. Our typical business clients get the appraisal process and the customary reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to remove PMI?

A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping homeowners just like you do away with unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in an area that's declining. That only means you're most likely paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from AGM Appraisals LLC is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be inconvenient from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from AGM Appraisals LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? AGM Appraisals LLC offers field reviews where we go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? AGM Appraisals LLC can help with that too. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.